Organize around payday
My Paycheck Plan connects income with bills and everyday spending. The money calendar helps users see scheduled items.
5 Peace Money Goals · A financial wellness system
Help the people you serve build a more peaceful financial future.
Your Plan. A More Peaceful Tomorrow.
5 Peace brings practical money tools, meaningful goals, and personal guidance together.
5 Peace partners with businesses of all types and sizes, financial institutions, and community organizations to support the financial wellness of their employees and the people they serve.
Practical tools. Meaningful goals. A human connection.
Schedule a free 45-minute introductory conversation with Julie.
A plan with a purpose
Money tools are more useful when they connect to your life.
5 Peace helps people see what is coming in, what needs to go out, and what they want to work toward.
Make goals meaningful
Bring goals into everyday decisions. Explore contributions and take manageable steps toward what matters.
Reflect and follow through
Money Mindset includes Explore My Money Habits and My Money Connections, helping users reflect on their own choices.
Online tools. Personal support.
Organizational packages combine the system with Julie’s guidance and trained super users. Practical activities offer a place to begin.
A look inside 5 Peace
From a paycheck to a possibility.
These app previews use fictional information. They are examples, not participant records or promised results.
Fictional example
See the next payday in context.
Review income, scheduled bills, and everyday needs before deciding what could go toward a goal.
For example, after reviewing a fictional paycheck plan, a user might choose to put $25 toward a $300 emergency cushion. That choice is theirs; it is not automatically applied.
Fictional example
Give the next step a purpose.
Choose a goal, add its details, and explore a contribution that fits the plan. Estimates depend on the information entered.
Fictional demonstration
Make space for reflection.
Explore habits and see connections from saved reflection answers. These are educational reflections, not clinical assessments or proof of cause.
The Financial Planning Center also brings together planning tools, calculators, and When Life Changes. Examples shown here are captured app screens; they are not interactive financial accounts.
Meet the founder
Julie A. Maye
Founder & Financial Wellness Consultant
JMAYE Business Solutions, LLC
“Help people feel more capable, supported, and hopeful about their financial future—one step at a time.”
Julie A. Maye is the founder of JMAYE Business Solutions, LLC and creator of 5 Peace Money Goals, a financial wellness system built around practical steps, meaningful goals, and personal connection.
Through many years in banking, Julie developed a strong aptitude for building relationships and helping people feel comfortable talking about money. She has helped individuals organize their finances through manageable steps, followed by phone check-ins to offer encouragement and help them stay on track.
Julie created 5 Peace to bring that personal approach to more people through online engagement with a human touch. The system connects income, bills, everyday spending, and personal goals, helping users see how their choices today can support the future they want.
Julie’s purpose is simple: help people feel more capable, supported, and hopeful about their financial future—one step at a time.
For Organizations
Support the people who make your organization work.
Supporting financial wellness is an investment in the people who make your organization work. Examples of organizations we can support include employers, banks, credit unions, and community organizations. We welcome businesses of all types and sizes to discuss their needs and the people they serve.
Organizations can sponsor access to 5 Peace, provide time for learning, and offer participation incentives. Organizations can begin with our supported six-month pilot or discuss annual enrollment with an expedited start. Both approaches help designated super users prepare to support participants. Your proposal will explain annual access, one-time setup, and included training.
For community organizations, this approach can also support the individuals and families they serve. The goal is to make financial wellness approachable and encouraging while respecting each person’s privacy.
Begin with your organization’s needs
Two Ways to Get Started
Explore what the six-month pilot includes
- 50 personal-use accounts10 designated super users and 40 participants receive personal-use accounts for the 5 Peace financial wellness system.
- Two additional manager logins includedOrganization-page access for program information, training schedules, resources, and reminders. These two logins are separate from the 50 personal-use accounts and provide organization-page access only.
- Privacy protectedManager and super-user roles do not grant access to participants’ income, balances, debts, goals, or private coaching information.
- Leadership introductionOne 60-minute meeting before launch to plan participation, invitations, and organization-funded incentives.
- Super-user trainingThree 90-minute sessions, plus one 90-minute makeup session if needed to repeat missed material.
- Participant rolloutSuper users receive initial training before the 40 participants are invited. The remaining training sessions support the rollout.
- Six-month accessThe pilot begins on the agreed participant invitation date, after initial preparation. Late enrollment does not extend the organization’s pilot end date.
- Managers using the personal finance systemA manager who also wants a personal plan uses one of the 50 personal-use accounts. The two additional manager logins provide organization-page access only.
- Organization-funded incentivesParticipation incentives are paid for separately by the organization.
What does super-user training cover?
- Getting started: My Paycheck Plan, bills, calendar, and privacy. Initial training happens before participant invitations.
- Keeping goals connected: goals, contributions, Money Mindset, and encouraging participation during rollout.
- Putting it into practice: common questions, navigation troubleshooting, and when to refer questions to Julie.
The three sessions are 90 minutes each. One additional 90-minute makeup session is included if needed to repeat missed material. Personal coaching questions beyond super-user training should come to Julie.
How the pilot works
- Meet Julie, discuss your needs, and agree on the participant invitation date.
- Prepare leadership, invitations, and organization-funded incentives.
- Give the 10 super users their initial training before inviting participants.
- Invite the 40 participants to begin the six-month pilot; continue the remaining training during rollout.
- Review progress and discuss continuing by the agreed pilot end date.
Common questions
A few things you may be wondering.
Can we begin with annual enrollment instead of a pilot?
Yes. Annual Enrollment with an Expedited Start offers a focused setup and training process. Your account allowance, organization page, two manager logins, and introductory super-user lessons are agreed for your needs. Your proposal will explain annual access, one-time setup, and included training. Participants can join in planned groups, and launch timing depends on agreed requirements and readiness. Discuss the options in a free 45-minute introductory conversation with Julie.
How many accounts does the pilot include?
The package includes 50 personal-use accounts: 10 designated super users and 40 participants. Two additional manager logins provide access only to the private organization page for program information, training schedules, resources, and reminders. They are separate from the 50 personal-use accounts.
Can a manager also have a personal plan?
Yes. In the six-month pilot, a manager who wants a personal plan uses one of the 50 personal-use accounts. For annual enrollment, personal-use allowances are agreed separately. The two manager logins cover organization resources and coordination, not personal plans or participants’ private financial information.
How do participants get started?
For the pilot, leadership preparation and initial super-user training happen before the 40 participants are invited; remaining sessions support rollout. With annual enrollment, setup and introductory super-user lessons are agreed separately, and participants can join in planned groups as the organization gets ready. In the app, participants build a Financial Snapshot, review their plan, and bring their goals to life before using the Dashboard and ongoing planning tools.
When does the six-month pilot begin?
The pilot begins on the agreed participant invitation date, after initial preparation. Everyone follows the organization’s agreed pilot end date. Late enrollment does not extend that date.
Can managers or super users see participants’ personal finances?
No. Manager and super-user roles do not grant access to participants’ income, balances, debts, goals, or private coaching information. The private organization page is for program information, training schedules, resources, and reminders.
Is manager access ready to use?
Not yet. The private organization page and two additional manager logins are part of the planned pilot setup. Their sign-in, permissions, and organization separation must be implemented and tested before rollout. This website does not provide manager sign-in.
What support and training does the pilot include?
One 60-minute leadership meeting before launch, three 90-minute super-user sessions, and one 90-minute makeup session if needed to repeat missed material. Initial super-user training happens before participant invitations; remaining sessions support rollout. Super users help with navigation and refer personal coaching questions to Julie. Additional coaching or training can be discussed separately.
Who pays for participation incentives?
The organization funds participation incentives separately. Leadership and Julie discuss participation, invitations, and organization-funded incentives before launch. Incentives reward voluntary participation rather than financial results or disclosure.
Does 5 Peace connect to bank accounts?
The current app uses information entered by the user. Bank-account connections are not included in this pilot.
What happens after six months?
You and Julie review the experience and discuss whether to continue. Annual user limits, setup, coaching, and other included services will be specified in an agreement. Continuing does not automatically include everything in the pilot. Late enrollment does not change the pilot end date.
Your next step
Let’s talk about your people,
your goals, and what comes next.
Schedule a free 45-minute introductory conversation with Julie.
Please do not send account numbers, balances, or sensitive financial information.